Our Process
We’re here to make applying for the right private health insurance for your family quick and easy. Follow our three-step process to get great coverage for your loved ones.
1. Fill out a quick application form
Start your application for life insurance just by answering a few questions.
2. Discuss family coverage
A specialist from one of our carefully selected partners will reach out to discuss which options are most suited to you and your loved ones.
3. Select the right plan for your family
Go through your life insurance options and decide which plan works best for your family. Our service is free, confidential, and without any obligation.
What is Family health insurance?
Family health insurance is a type of private health cover designed to cover a whole family under one policy. This is often cheaper than buying individual cover for each family member. The cover offers faster access to treatments, shorter waiting times, and more flexibility in choosing hospitals and specialists. These aren’t the only benefits — what's included can vary depending on the insurer.
Is private medical insurance worth it for families in the UK?
Yes — private medical insurance can be especially valuable for families who want to avoid long NHS delays and get faster treatment. Even if your family is generally healthy, having cover in place provides peace of mind should something unexpected happen.
Skip the hassle — we find the best fit for you and your partner
Free Service, with No Obligation
We make applying for medical insurance simple. Our service is completely free and there's no obligation to buy. You’re free to get your quote, take your time, and decide if it’s right for you — no pressure, no hidden costs.
Smart Matching, Not Just Comparing
We don’t just throw quotes at you and leave you to figure it out. Instead, we take the time to understand your family’s medical needs and match you with a trusted UK insurer — so you’re not overwhelmed with options that don’t actually fit.
Cover That Gives You Confidence
With our trusted expert partners, you can have peace of mind knowing you’ve been connected to a reliable UK insurer — and that you’ve chosen a policy that suits your family’s needs, should something happen.
Approximately 7.42 million people in England are on NHS waiting lists, which is why many families choose private cover for quicker care.
Source: NHS England (2025)
Did You Know?
A YouGov survey revealed that one in eight Britons (13%) used private healthcare for themselves or a member of their immediate household in the last year.
Source: YouGov (2023)
One of the main reasons people choose health insurance is the peace of mind it offers. Illness or injury can happen at any time, and having cover in place means you're prepared. It gives you access to private treatment when you need it, helping you avoid delays and unexpected medical bills. With health insurance, you can focus on getting better — not worrying about the cost or availability of care.
No matter where you are in the UK, we can help!
We work with highly experienced partners that are able to look at your individual circumstances.
Get Your Free QuoteFrequently Asked Questions
How much does family health insurance cost?
Health insurance costs vary from family to family. What you’ll pay is based on factors like how many members need cover, the level of benefits you choose, and your family’s health and lifestyle.
Can my family still use the NHS?
Even with private health insurance, your family retains full access to free NHS care. The NHS will still provide treatment for things your private policy may not cover — such as emergency care, cosmetic surgery, or pre-existing conditions.
Is optical and dental care included?
Depending on the specifics of your policy, private health insurance may or may not cover optical and dental care. Some insurers may offer coverage as part of your plan only up to a specified amount. Others may not offer any coverage at all. You might be able to add optical and dental care as an add-on with some insurers for an additional fee as well.