Our Process

We’re here to make applying for the right private health insurance for your family quick and easy. Follow our three-step process to get great coverage for your loved ones.

Family Process 1

1. Fill out a quick application form

Start your application for life insurance just by answering a few questions.

Family Process 2

2. Discuss family coverage

A specialist from one of our carefully selected partners will reach out to discuss which options are most suited to you and your loved ones.

Family Process 3

3. Select the right plan for your family

Go through your life insurance options and decide which plan works best for your family. Our service is free, confidential, and without any obligation.

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What is Family health insurance?

Family health insurance is a type of private health cover designed to cover a whole family under one policy. This is often cheaper than buying individual cover for each family member. The cover offers faster access to treatments, shorter waiting times, and more flexibility in choosing hospitals and specialists. These aren’t the only benefits — what's included can vary depending on the insurer.

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Is private medical insurance worth it for families in the UK?

Yes — private medical insurance can be especially valuable for families who want to avoid long NHS delays and get faster treatment. Even if your family is generally healthy, having cover in place provides peace of mind should something unexpected happen.

Skip the hassle — we find the best fit for you and your partner

Free Service, with No Obligation

We make applying for medical insurance simple. Our service is completely free and there's no obligation to buy. You’re free to get your quote, take your time, and decide if it’s right for you — no pressure, no hidden costs.

Smart Matching, Not Just Comparing

We don’t just throw quotes at you and leave you to figure it out. Instead, we take the time to understand your family’s medical needs and match you with a trusted UK insurer — so you’re not overwhelmed with options that don’t actually fit.

Cover That Gives You Confidence

With our trusted expert partners, you can have peace of mind knowing you’ve been connected to a reliable UK insurer — and that you’ve chosen a policy that suits your family’s needs, should something happen.

Approximately 7.42 million people in England are on NHS waiting lists, which is why many families choose private cover for quicker care.

Source: NHS England (2025)

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Frequently Asked Questions

How much does family health insurance cost?

Health insurance costs vary from family to family. What you’ll pay is based on factors like how many members need cover, the level of benefits you choose, and your family’s health and lifestyle.

Can my family still use the NHS?

Even with private health insurance, your family retains full access to free NHS care. The NHS will still provide treatment for things your private policy may not cover — such as emergency care, cosmetic surgery, or pre-existing conditions.

Is optical and dental care included?

Depending on the specifics of your policy, private health insurance may or may not cover optical and dental care. Some insurers may offer coverage as part of your plan only up to a specified amount. Others may not offer any coverage at all. You might be able to add optical and dental care as an add-on with some insurers for an additional fee as well.

Testimonials

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"Finding the right medical plan used to feel overwhelming. This service simplified the process, and I quickly received the information I needed to explore my options."

Chris W

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"I was looking for a more comprehensive medical plan, and the team helped me understand the different choices available. They made it much easier to navigate the options."

Andy J

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"The information I received was clear and concise, making it simple to understand the details of various medical plans. I felt supported in making an informed decision."

Stephen P

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"I needed to find a medical plan that fit my budget without compromising on essential coverage. This service connected me with the resources to discover affordable options."

Danielle S

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"Learning about different medical plans can be confusing, but the assistance I received made it straightforward. They helped me understand the key benefits and costs involved."

Paul T

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"I was unsure where to start when looking for a new medical plan. This service guided me through the initial steps and connected me with the right information."

Ian S

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"Getting access to information on multiple medical plans through this service was incredibly helpful. It gave me a good overview of what's available for my family's healthcare needs."

Jade S

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"I appreciated the range of medical plan information I received. It gave me the confidence that I was exploring a comprehensive set of options."

Lexi S

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"This service took the stress out of finding a new medical plan. The process was easy, and the information provided was very helpful."

Robert H

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"I needed to review my medical plan options and ensure I had the right coverage. This service provided a convenient and efficient way to get the information I needed to make the right selection."

Leslie H