Frequently Asked Questions

Cancellation terms vary depending on the insurer. Policies are usually annual contracts, and terms should be reviewed before cancelling.

If you’re considering family health insurance, you can choose a plan that covers your whole family under one policy. Many insurers allow you to add family members to an existing policy. The options available and any changes to cost will depend on your specific plan and the insurer.

Generally speaking, pre-existing conditions are not covered by private health insurance. However, it isn’t impossible. Whether your conditions are covered depends entirely on your individual circumstances and so it is always best to discuss this with an expert. Fill in your details on our form and someone will be in touch to discuss your options.

Depending on the specifics of your policy, private health insurance may or may not cover optical and dental care. Some insurers may offer coverage as part of your plan only up to a specified amount. Others may not offer any coverage at all. You might be able to add optical and dental care as an add-on with some insurers for an additional fee as well.
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Is Health Insurance in the United Kingdom worth considering?

Yes, as Health Insurance can be valuable for specific reasons.

Reduced waiting times.

Health Insurance can provide faster access to diagnostic tests, medical treatments and private consultations.

More choice and control.

Individuals can choose where they would like to receive care, the consultant and even appointment times.

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What types of Health Insurance Policies are available?

Family Healthcare Insurance

Family Health Insurance is a type of private health cover designed to cover a whole family under one policy. This is often cheaper than buying individual cover for each family member.

Over 50s Health Insurance

Health Insurance for Over 50s is a type of private medical insurance designed specifically for people aged 50 and above.

Joint Health Insurance

Joint Health Insurance is a single private medical insurance policy that covers two people — typically partners, spouses, or close family members under one plan.

Disclaimer: Please note that these are examples of common health insurance options.

Other types of private health insurance may also be available, depending on the insurer and individual circumstances.

Testimonials

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