Frequently Asked Questions
What is the average cost of affordable health insurance for individuals?
The average cost of affordable health insurance varies depending on the insurer and several factors. Your age, where you are located, your medical history, lifestyle factors and the level of cover you choose are all considered when deciding the cost of your monthly premiums.
Compare the cost todayCan you get cheap health insurance for individuals with pre-existing conditions?
Many insurers do not cover pre-existing conditions, but this may depend on your individual circumstances and more. Fill in your details on our form, and one of our experts will reach out to you and discuss your options.
Get My Free QuoteHaving health insurance in place allows
peace of mind when you need it most.
What's included in your plan?
Private health insurance gives you faster, more flexible access to care. Here's what you can typically expect —
though cover details vary by insurer and policy.
Core medical cover
Access to specialist care, diagnostic tests, planned treatments, private consultations, and surgery — depending on your policy level.
Standard BenefitsKey benefits
Faster access to treatment vs. NHS waiting lists. Greater choice over when, where, and by whom you are treated.
Standard BenefitsMental health support
Some plans include therapy and counselling services. Cover level varies by insurer — check individual policies for details.
Varies by insurerDental & optical
Not always included as standard, but many insurers offer dental and optical care as an optional add-on for an additional fee.
Optional add-onOther add-ons
Optional extras may include physiotherapy, mental health support, and more — allowing you to tailor your cover to your needs.
Optional add-on