Frequently Asked Questions
What is medical insurance?
Private Health Insurance is a policy designed to cover the cost of eligible medical treatments, subject to the terms of the policy. Also, it provides access to a wide range of private hospitals, with the flexibility of choosing your consultant.
7.11M Await Specialised Treatment in England
NHS waiting lists remain at crisis levels, with around 7.11 million people still waiting for routine treatment and specialist care in England. NHS data shows that almost half a million patients were recently waiting more than 18 weeks to start treatment, underlining how hard it can be to get timely care when you need it. For many people this means months of uncertainty, pain and disruption to everyday life, and despite efforts to reduce backlogs, growing demand and limited capacity suggest delays for tests, consultations and planned treatment are likely to continue for a long time to come.
Source : NHS England (2026)
Why should I consider Private Health Insurance in the UK?
Would you want to wait in the event of an emergency? Would you be able to afford all the medical costs?
UK Private Health Insurance can help reduce delays by providing faster access to diagnostic tests, planned treatments and private consultations. It also offers a larger variety of specialists and hospitals, which allows individuals to have more control over where they would like to receive care. Additionally, it can help protect against the financial impact of medical procedures, surgeries, etc.
Private Medical Insurance does not replace the NHS accident and emergency services.
How much is Private Health Insurance UK cost per month?
Premiums are usually based on factors:
- Age
- Location
- Cover level
- Medical history
- Lifestyle factors
No matter where you are in the UK, we can help!
We work with highly experienced partners that are able to look at your individual circumstances.
Testimonials
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