Our Process
It’s our goal to make it as simple as possible to find the private health insurance policy that is right for you.
Just follow our three-step process.
1. Complete one easy form
Answer a few simple questions to help us understand your needs.
2. Compare several plans
A specialist from one of our carefully selected partners will be in touch to help you find a deal to suit your circumstances.
3. You decide
Once you have your options, you decide what you want to do. Our service is free, confidential and without obligation.
What is joint health insurance and how does it work?
Joint health insurance, also known as couples' health insurance, covers 2 people under 1 policy. Like other insurance types, you pay a monthly premium. If you or your partner require private medical treatment that’s covered by the policy, you can file a claim to help cover the treatment costs.
What are the benefits of joint health insurance?
- You only pay one premium and deal with one insurer, which makes managing your health cover much simpler.
- The policy covers private healthcare costs for both you and your partner, so you’re both protected under the same plan.
- You may find that it’s more cost-effective compared to having two separate policies.
- You can often get faster access to treatments and operations without long waits.
- You have access to private hospitals, where you can enjoy private rooms and care from top specialists.
Skip the hassle — we find the best fit for you and your partner
Free Service, with No Obligation
Applying for joint health insurance is easy with us. Our service is completely free, and there’s no obligation to buy. You can get your personalized quote, take your time, and decide if it’s the right fit for you and your partner — no pressure, no hidden fees.
Smart Matching, Not Just Comparing
We don’t just send you random quotes. We listen to your and your partner’s health needs and match you with trusted UK insurers who offer the best joint policies — so you won’t be overwhelmed with options that don’t suit your situation.
Cover That Gives You Confidence
Through our expert partners, you’ll be connected with reliable UK insurers, ensuring you choose a joint health insurance plan that provides peace of mind and covers your shared healthcare needs.
Approximately 7.42 million people in England are on NHS waiting lists, which is why many families choose private cover for quicker care.
Source: NHS England (2025)
Did You Know?
A YouGov survey revealed that one in eight Britons (13%) used private healthcare for themselves or a member of their immediate household in the last year.
Source: YouGov (2023)
One of the main reasons people choose health insurance is the peace of mind it offers. Illness or injury can happen at any time, and having cover in place means you're prepared. It gives you access to private treatment when you need it, helping you avoid delays and unexpected medical bills. With health insurance, you can focus on getting better — not worrying about the cost or availability of care.
No matter where you are in the UK, we can help!
We work with highly experienced partners that are able to look at your individual circumstances.
Get Your Free Quote
Frequently Asked Questions
How to find the best joint health insurance deal?
Start by applying for a quote through our quick application form. You’ll then be connected with leading UK health insurers who’ll offer personalised quotes tailored to you and your partner. This service is free and comes with no obligation, making it easy to compare and choose the best plan.
My partner has a pre-existing medical condition. Will this affect my cover?
Since you’re both on a joint policy, having any pre-existing condition(s)—along with factors like smoking or age—may increase your premium. Apply for a quote to find the best cover and see if you can get protection for any pre-existing condition(s). This will help you compare your options and choose the right policy for both of you.
Is optical and dental care included?
Depending on the specifics of your policy, private health insurance may or may not cover optical and dental care. Some insurers may offer coverage as part of your plan only up to a specified amount. Others may not offer any coverage at all. You might be able to add optical and dental care as an add-on with some insurers for an additional fee as well.
Testimonials
"Finding the right medical plan used to feel overwhelming. This service simplified the process, and I quickly received the information I needed to explore my options."
Chris W
"I was looking for a more comprehensive medical plan, and the team helped me understand the different choices available. They made it much easier to navigate the options."
Andy J
"The information I received was clear and concise, making it simple to understand the details of various medical plans. I felt supported in making an informed decision."
Stephen P
"I needed to find a medical plan that fit my budget without compromising on essential coverage. This service connected me with the resources to discover affordable options."
Danielle S
"Learning about different medical plans can be confusing, but the assistance I received made it straightforward. They helped me understand the key benefits and costs involved."
Paul T
"I was unsure where to start when looking for a new medical plan. This service guided me through the initial steps and connected me with the right information."
Ian S
"Getting access to information on multiple medical plans through this service was incredibly helpful. It gave me a good overview of what's available for my family's healthcare needs."
Jade S
"I appreciated the range of medical plan information I received. It gave me the confidence that I was exploring a comprehensive set of options."
Lexi S
"This service took the stress out of finding a new medical plan. The process was easy, and the information provided was very helpful."
Robert H
"I needed to review my medical plan options and ensure I had the right coverage. This service provided a convenient and efficient way to get the information I needed to make the right selection."
Leslie H