Our Process
It’s our goal to make it as simple as possible to find the private health insurance policy that is right for you.
Just follow our three-step process.
Complete one easy form
Answer a few simple questions to help us understand your needs.
Compare several plans
A specialist from one of our carefully selected partners will be in touch to help you find a deal to suit your circumstances.
You decide
Once you have your options, you decide what you want to do. Our service is free, confidential and without obligation.
Switch with Confidence — Skip the Hassle, Get the Right Cover
We make switching health insurance easy, fast, and stress-free
Whether you're looking for better benefits, lower premiums, or cover that fits your changing needs, we’re here to help you make the switch without the confusion.
Free Service, No Obligation
Our comparison and switching service is completely free to use — and there’s no pressure to commit. Get your personalised quote, review your options, and only switch when you're ready. No hidden fees. No surprises.
Smart Matching, Not Just Comparing
We don’t just throw a bunch of quotes your way. We learn about your health needs, then match you with trusted UK providers offering plans that actually fit your situation — so you avoid wasting time on cover that’s not right for you.
Cover You Can Rely On
Through our expert partners, you’ll be connected to reliable insurers with proven track records. So whether you're switching for cost, better benefits, or life changes — you’ll get cover that gives you confidence moving forward.
What does switching Health insurance mean?
Switching health insurance means changing your current health insurance plan or provider to a different one that better suits your needs. This can involve moving from one insurer to another or changing the type of coverage you have, such as upgrading to a plan with better benefits, lower premiums, or a wider network of doctors.
Get a free quoteCan I Switch Health Insurance At Any Time?
Yes. If you need to switch health insurance because your current policy isn’t meeting your needs or benefiting you the way you would like it to, you can switch when it suits you the most.
Our service offers quick, free health insurance quotes from trusted UK insurers with no obligation to buy.
Please don’t hesitate to request a personalised health insurance quote. Once you have done so, our experts will be in touch and can guide you in the right direction based on your individual circumstances.
When should I be thinking about switching health insurance?
You may want to start thinking about switching health insurance if your current health insurance policy is due for renewal, your premium has increased, or your current policy no longer suits your needs.
It may also be worth comparing health options if you want access to different hospitals, if you need broader benefits such as inpatient and outpatient care, as well as physiotherapy and mental health support, or would prefer a different excess amount.
What Should I Look At When Comparing Health Insurance Policies If I Want To Switch?
If you are considering switching health insurance, it may be useful to compare new health insurance quotes to your current policy.
The following factors may be worth comparing:
Level of cover
Check whether the policy includes inpatient, day-patient and outpatient care, diagnostic tests and scans, surgery and any additional benefits like cancer care.
The excess amount
This refers to how much you pay towards an eligible claim before the insurer covers the rest. Choosing a higher excess can reduce your monthly premium, but this results in you paying more in the event you need treatment.
Monthly premiums
This is the amount you will pay for your policy in order for your health to be protected.
Exclusions
When switching health insurance, it’s important to find out what your new health insurance policy doesn’t cover you for, as the cover you currently have may not be the same as the newer policy.
Are You Ready To Switch Your Health Insurance?
According to a survey taken in 2025, 21% of people overestimated the cost of a health insurance policy. As a result, many may stick with the same provider for years, unaware they could be paying less, getting better cover, and accessing more options tailored to their needs.
Switching health insurance might sound like a hassle, but it’s easier than ever - and it could lead to meaningful savings, improved benefits, and a plan that fits you better.
Apply through us to get a free, personalised quote and see what switching could do for you
Source: drewberryinsurance.co.uk (2025)
No matter where you are in the UK, we can help!
We work with highly experienced partners that are able to look at your individual circumstances.
Frequently Asked Questions
No. It may be more practical to wait until the new insurer has confirmed details about your new policy, so that you can review the policy documents carefully and ensure everything is up to your expectations and meets your needs.
Waiting to make any changes to your current policy helps you avoid the risk of a gap in cover, so that if you become ill in that period, you are still covered under a health insurance policy.